I happen to use printable Subway coupons on a regular basis only because it's my favorite lunch place and it makes sense for me. This is not to say I don't occasionally use Quiznos coupons or ones for certain fast food places because I do. As a matter of fact, it is a great idea to use free coupons from as many different places as you wish as long as you are saving a couple of bucks a day or even a little more if possible because it will help with the envelope method as I will explain in a moment.
Printable Subway Restaurant Coupons are Only the Beginning of Your Savings SuccessWhat I do is I take my free coupons everywhere I go and I will simply not buy lunch unless I have a specific discount. By doing so, I know I can save at least $100.00 a month off restaurant charges (I eat out frequently) and it inspires me to save more money using the envelope method. By using my printable Subway sandwich coupons I can save an amount of money that will go a long way in helping me reach my monthly savings goals as you will see shortly. Here's how I do it and I hope it helps you as it has helped countless people:
- Make a list of all of your expenses whether fixed or discretionary. Fixed expenses are those you always have to pay such as a mortgage or rent, electricity, etc., and discretionary are expenses you have because of your lifestyle such as entertainment, buying clothes, etc.
- Try to play with the due dates on the fixed expenses and list each one either in column "A" or "B" on a sheet of paper, and try to come as close to being even on each column. So, for example, if your household income is 1, 400.00 biweekly and your rent is $850.00 a month and your other fixed expenses total $920.00 a month, I would list the rent in column "A" and the rest in column "B" with due dates included. This would leave you with five to six hundred extra dollars every two weeks.
- Now, the challenge becomes how to be able to pay the fixed expenses by their due dates and have money left over every pay period for discretionary expenses or to gradually increase your savings.